UOB Lady's Card refers to any UOB Lady's/Lady's Platinum/Lady's Solitaire Credit and/or Lady’s Debit Cards issued by UOB. See here for full list of retail transactions.Ī UOB One Debit Mastercard will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB EVOL Card) application is unsuccessful. UOB Credit and Debit Cards that are eligible to earn bonus interest on the UOB One Account include UOB One Card, UOB Lady’s Card (all card types), UOB EVOL Card, UOB One Debit Visa Card, UOB One Debit Mastercard, UOB Lady’s Debit Card and UOB Mighty FX Debit Card. Transactions posted within a CALENDAR month.Total posted retail transactions by the selected Credit Card(s) principal and supplementary holder plus any spending on the selected Debit card(s) and.Insurance payments made on a recurring basis on selected credit or debit cards.Eligible Visa/MasterCard local and foreign retail transactions subjected to the exclusions mentioned below.S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.Įligible Card spend transactions are based on the following for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month. The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Total interest is equivalent to Base Interest plus Bonus Interest where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account.
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